Finance & NBFC
Lend Smarter. Collect Faster.
LotusX AI gives NBFCs and finance companies a unified platform for loan origination, portfolio management, collections, and RBI compliance — built for India's lending landscape.
50%Faster loan processing
30%Improvement in collections
100%RBI compliance ready
Challenges We Solve
Slow loan origination losing customers to faster competitors
Manual collections with no systematic follow-up workflows
RBI reporting done manually with high compliance risk
No real-time portfolio health visibility for management
Purpose-Built Modules
Loan Origination System (LOS)
End-to-end digital loan origination — from application to disbursement — with automated credit scoring and document management.
Loan Management System (LMS)
Manage the full loan lifecycle — EMI schedules, prepayments, restructuring, and NOC issuance — with automated accounting entries.
Collections & Recovery
Systematic collections with automated reminders, field agent assignment, and NPA management workflows.
RBI Compliance & Reporting
Automate RBI regulatory reporting, CIBIL submissions, and internal audit trails to eliminate compliance risk.